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Use this investment return calculator to estimate future value, total profit and growth over time based on your starting amount, expected annual return and investment period. It is useful for rough financial planning, scenario comparison and long-term growth estimates.
Results are estimates for planning only. Actual investment returns are not guaranteed and can vary substantially over time.
An investment return calculator estimates how an investment may grow over time based on the initial amount, expected annual return and time period. It helps show both the potential future value and the gain above the original amount.
This can be useful for basic financial planning, comparing scenarios and understanding how long-term growth may change with different return assumptions.
This version assumes annual compounding, meaning gains are added once per year for the purpose of the estimate.
FV = P × (1 + r)t
Where:
Estimated profit is calculated as: Future Value − Initial Investment
Suppose you invest PKR 100,000 with an expected annual return of 10% for 5 years.
Using annual compounding:
FV = 100,000 × (1.10)5 ≈ PKR 161,051
Estimated profit = PKR 161,051 − PKR 100,000 = PKR 61,051
Even modest annual returns can lead to much larger balances over longer periods because growth builds on previous growth. This is one reason investors often look at both time horizon and rate assumptions instead of focusing only on the starting amount.
This calculator gives a mathematical estimate using a fixed annual return and annual compounding. Real investments may rise or fall, and actual performance can differ because of volatility, fees, taxes, irregular contributions, withdrawals, inflation and market timing.
That means the result is best used for rough planning and comparison, not as a guarantee of future performance.
Disclaimer: This calculator is provided for informational and planning purposes only. It does not guarantee future returns and does not replace professional financial advice.